Following on from some of my other web development orientated posts I have recently been dealing with a U.S based company that offers very affordable merchant account solutions, conveniently called Merchant Account Solutions (MAS).
With 66% of all face to face transactions are made with credit or debit cards, and 175 million people in America carry at least one credit card it is essential that any company accepted payments in person have an efficient card processing solution.
Companies like Stripe generally only offer payment solutions online, which is not ideal for a lot of companies as they have both brick and mortar stores and e-commerce. As part of the MAS subscription, you will receive free smart swipe credit card processing for an iOS based device, free wireless terminal and thermal printing. You can even accept payments through QuickBooks.
The SmartSwipe terminal you get which works with iOS, gives you the flexibility to process payments out and about, especially when selling products at markets or pop-up stores. It features signature capture, tip functionality, tax calculator, memo’s in history, cash transactions, text and email receipts.
Processing credit and debit transactions directly through your QuickBooks* software have never been easier. QuickBooks integration allows users to process and apply payments to invoices, customers and jobs.
Rates start at just 0.39% for swiped cards, but you will need a quote for exact rates on all your transactions. In comparison Strip charges (in the UK) 1.4% + 20p. MAS is so confident that they are the cheapest merchant account solution that they will give you $100 if you don’t save with them, and you get your first 90 days service for free.
MAS are confident enough about their pricing that they offers lifetime price protection where you are guaranteed the lowest price. If at any time you are approached with lower rates from a legitimate competing merchant service, MAS promises to match, if not beat the price moving forward to keep you processing at the lowest rates.
As well as their excellent rates and free equipment, MAS also provides next day funding from sales, online reporting, 24/7 customer support and they accept 98% of applications via a simple online application process.
Based in Agoura Hills, California, MAS is not a small or new company either. It was founded in 2007 and they are trusted by over 10,000 merchants and include clients such as Chevron, Domino’s and Subway.
If you would like to sign up to Merchant Account Solutions, you can find them at merchantaccountsolutions.com, where you can apply online or contact them at 888.875.4808.