How to Choose the Best Smartphone Insurance Plan for You

Sharing is caring!

Every year, Britons spent more than £680 million fixing their smartphone screens. While the average price of a phone repair is less costly than buying a new phone, it can add up over time.

The fact of the matter is you’re likely to break your phone at some point. It’s the reason protection plans and mobile phone insurance has become so popular.

There’s no shortage of options when it comes to protecting your phone. In fact, so much choice can make it difficult to find an insurance plan that works for you.

We’re here to help. We’ll guide you through the process so you can find protection and peace of mind.

Assess Mobile Phone Insurance Options

The first question you likely have about cell phone insurance plans is where you can get one. There are a few different choices, and each has its strengths.

The first place you can inquire about cell phone insurance is with your network carrier. Each carrier offers its own protection plans for an extra fee. Some offer extra protection to existing customers for free.

Carriers may have several plans. A basic plan will cover damage protection. More advanced plans will also offer you protection against loss and theft.

There are also phone insurance providers. Some specialize in protecting older gadgets. Others offer discounts for accounts with multiple plans.

Review Your Needs

You’ll want to consider a few things as you shop for cell phone insurance. Consider the following:

  • How old is your phone?
  • How much do repairs cost?
  • How much would it cost to replace the phone?
  • How long have you had it?

If you’ve had your phone for quite some time, some providers may deny you insurance. If your phone is very old or repairs are quite pricey, it might be more economical to replace the phone.

If your phone is quite new, you may want to look into a long-term protection plan. For an older model you want to keep working a little longer, a different insurance policy may be in order.

You should also consider what you want to protect against most. If you’re prone to losing your phone, you might be more concerned about a quick replacement. If you have a habit of dropping your phone, you might be more concerned about damage.

What About Warranties?

If your phone is quite new, you may still have a manufacturer’s warranty on it. Most of the time, this warranty won’t cover damage if you happen to drop the phone or spill water on it.

Warranties also don’t cover loss or theft.

The best cell phone insurance plans will cover drops, spills, and other everyday occurrences. A good mobile phone insurance plan often looks like the examples on this site.

Protect Your Phone and Peace of Mind

If you’re tired of paying out of pocket for pricey mobile repairs, then mobile phone insurance is a smart investment.

Are you thinking about a new phone? Take a look at some of our reviews to compare the newest models on the market.